Esurance is an online-based insurance company that primarily focuses on providing auto insurance coverage. Here’s more information about Esurance:

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Review of Esurance | Best Car Insurance company


Esurance was founded in 1999 and was one of the early pioneers in the online insurance industry. It was established with the goal of providing a more convenient and cost-effective way for customers to purchase and manage insurance policies through the internet.

Business Model:

Esurance’s business model is built around the concept of selling insurance directly to customers online and over the phone. This direct-to-consumer approach is often more cost-effective, allowing Esurance to offer competitive rates.

Coverage Offerings:

While Esurance is known for its auto insurance offerings, it also provides other insurance products such as homeowners insurance, renters insurance, motorcycle insurance, and more. Customers can customize their policies to suit their individual needs.

Online Tools and Services:

Esurance’s website and mobile app offer a range of tools and services for customers to manage their policies, make payments, file claims, and obtain quotes online. The online platform is designed to simplify the insurance process and provide a user-friendly experience.


Esurance offers various discounts to help customers reduce their insurance premiums. These discounts may include safe driver discounts, multi-policy discounts (for bundling multiple insurance products), and discounts for vehicle safety features.

Customer Satisfaction:

Esurance generally receives mixed reviews for customer satisfaction. While some customers appreciate the convenience of the online platform and competitive rates, others may have varying experiences, as is common with many insurance companies.


Esurance offers insurance coverage in many states across the United States. However, its availability may not be nationwide, so it’s essential to check if Esurance operates in your area.

Acquisition by Allstate:

It’s worth noting that in 2011, Esurance was acquired by Allstate, one of the largest insurance companies in the United States. This acquisition has allowed Esurance to tap into Allstate’s resources and expand its offerings.

Usage-Based Insurance:

Esurance also offers a usage-based insurance program similar to Progressive’s Snapshot. This program, called “DriveSense,” uses telematics technology to monitor driving behavior and may offer discounts to policyholders who demonstrate safe driving habits.


Esurance’s emphasis on an online platform and its cost-effective approach to insurance have made it a popular choice for customers who prefer the convenience of managing their policies online.

However, as with any insurance provider, the cost of coverage can vary based on individual factors such as location, driving history, coverage needs, and available discounts. To find the best insurance coverage and rates, it’s advisable to obtain personalized quotes from Esurance and compare them with quotes from other insurance providers in your area.

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