Finding cheap car insurance can vary depending on your location, driving history, and the coverage you need. However, as of my last knowledge update in September 2021, here are five car insurance companies known for offering competitive rates in the USA:

5 cheap Car insurance company in USA


Geico is known for its catchy advertising and often offers competitive rates. They provide online quotes and have a variety of discounts available.


Progressive is another well-known insurance company that offers competitive rates. They are known for their “Name Your Price” tool, which allows you to find coverage that fits your budget.

State Farm

State Farm is one of the largest car insurance providers in the U.S. They have a vast network of agents, which can be helpful if you prefer in-person service.


Esurance is an online-based insurer that often offers lower rates due to its reduced overhead costs. They are a subsidiary of Allstate.


If you are eligible (typically for military members and their families), USAA consistently offers competitive rates and excellent customer service. They are known for their top-notch service and satisfaction ratings.

Final Word

Keep in mind that the cost of car insurance can vary widely based on factors such as your age, location, driving history, the type of coverage you need, and the make and model of your vehicle.

It’s essential to get personalized quotes from multiple insurance providers to find the best and cheapest option for your specific circumstances.

Additionally, insurance rates can change over time, so it’s a good idea to shop around periodically to ensure you’re still getting the best deal.

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